General Liability Insurance for Contractors

There’s no avoiding it, accidents can – and will – occur during the lifespan of every construction business. Fortunately, with general liability insurance, New York contractors are protected against claims resulting from personal and advertising injury.

General Liability insurance is one of the most all-encompassing policies on the market today. It provides coverage for liability issues resulting from personal and advertising injury, including medical expenses. Although many business owner policies (BOP) do include general liability insurance, contractors and construction businesses do not always see enough of a return to cover the costs that can come along with claims and other issues.

A common misconception of general liability insurance is that you have to own a multi-million dollar company in order to purchase it – this is not the case. All businesses should have commercial liability insurance. New York construction businesses are huge investments and should be protected from the damages of liability claims.

Your insurance agent at Miller & Miller Insurance can create a customized policy for your business that includes different types and levels of coverage. Contractor’s general liability insurance in New York typically includes:

Protection of your business’ property from:

• Fire
• Theft
• Vandalism

Claims due to:

• Bodily injury
• Property Damage
• Negligence

Contact Miller & Miller Insurance today for more information about contractor’s commercial liability insurance in New York.