NYC Home Insurance for Artists

New York City is a creative place, and there’s no doubt we have more than our fair share of artists, designers and photographers. For those for whom art is a passion, but not a profession, it’s still worth financially protecting artworks and materials, and the best way you can do this is with NYC home insurance.

Whether you own property or you rent, home insurance provides coverage for your possessions. This might include clothes, furniture, televisions, appliances, computers and other items such as art materials. Some art practices may require specialist equipment of course – such as special paints, inks or clay, cameras or dark room equipment. Generally home policies cover items up to an individual limit of around $2000, which may mean that anything you have over that value is best covered by a valuable items policy endorsement or floater.

Artists often like to be surrounded by other people’s art to and if you have an art collection, however small, you might check that items are covered adequately under your existing insurance contract. For more expensive collections, specialist art insurance is an option.

NYC home insurance may provide coverage for your dwelling and possessions for a range of disasters. To find out more, don’t hesitate in contacting your insurance agent for advice and information.

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