NYC Home Insurance for New Parents

Starting a family is likely to change your life in all manner of ways. Say goodbye to late nights and hello (very) early mornings. Hang up that cocktail dress, and look out for whatever’s comfortable. For a while at least, your focus will be solely on your new baby’s needs. Keeping your child safe and secure will be of paramount importance, so in the lead up to the birth, you might make a few plans. In addition to preparing a space for your new arrival, be sure to check safety features around the home and review your NYC home insurance.

In terms of home safety for instance, you might double check that you have sufficient locks on doors and windows, that smoke alarms are functioning and you have fire extinguishers in place. Check your level of insurance so that you have enough building and contents coverage.

You might of course make a reminder to review your insurance annually, as you will no doubt be making purchases for your new child. Be aware too that items over a set limit, often around $2000, may not be adequately covered in standard home policies. These items may be protected by purchasing valuable items coverage. You may not be buying expensive items for your child for a while, but be prepared. The teenage years may arrive before you know it!

Safety and security issues are vital for every parent. Take care to protect your home and family, and take the time to always check that you have adequate NYC home insurance in place. For advice on insurance matters, don’t forget that we are just a phone call away.

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