NYC Home Insurance for Valuable Items

Do you love nothing better than a good read? You’re not alone. Books are a passion for many people, and while electronic readers are becoming ‘de rigueur’ in certain technological circles, for many people there’s nothing that even comes close to a hard cover original or soft cover favorite. Should your book passion result in more than a standard set of folios, it may be time to check that your collection is fully covered by NYC home insurance.

It’s easy to accumulate books when you read every day, and before you know it your single set of bookshelves has transformed into two, three, or more. Your contents insurance may provide coverage up to the amount of insurance you have purchased, so checking you have enough in place for your book collection need only take a check on occasion to see how much extra value you might have bought into the home. Should your collection start to include rare or valuable books, then extra insurance or a floater may be required and it would be a good idea to seek professional advice from your agent in this instance.

While NYC home insurance might provide financial compensation for a book collection lost to fire or theft for instance, some books are just irreplaceable. Safety features such as burglar and fire alarms may not only make you eligible for insurance discounts, they may provide valuable extra security to keep your collection where it belongs.

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