How Traffic Violations Affect Your Manhattan Insurance Premiums

A minor traffic violation can cost more than a ticket. Even if you avoid an accident, traffic violations can result in your Manhattan insurance premiums going up.

One of the most common traffic indiscretions is speeding. It’s one that most people will have committed at some time, even if they’ve been fortunate never to have received a ticket. Speeding is one of the most easily preventable causes of accidents yet one of the most deadly. According to the National Highway Traffic Safety Administration, about 1000 Americans are killed every month in speed-related crashes. Males less than 21 years of age are involved in 38 per cent of fatal speed-related crashes, compared to 24 per cent of females under 21. Rural roads are where 60 per cent of speed-related fatal accidents occur.

You can still take steps to reduce your premiums after receiving traffic violations. Taking a driver safety course could earn you better rates and taking care not to commit further violations will eventually help. Insurance companies often reward drivers who have not had an accident or traffic violation for an extended period of time, such as three years. Although lowering the rates on your Manhattan insurance policy is a good reason to stop speeding, by far the best reason is to stay alive and protect the lives of passengers and other motorists. With Miller & Miller Insurance, you can get the coverage you need with our agency. Contact us today for more information!

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